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4 Month residential Programme at Manipal Academy of BFSI Campus, Bangalore

(Stipend of ₹5,000 for 4 Months)*

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2 Months internship & 6 Months of On-the-job training

Internship Stipend - Rs 10,000/Month and On The Job Training Stipend – 80% of Monthly Salary

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Program Fee reimbursement* after two to three years of service

(Basis Performance)

Job Description Personal Banker (Sales)

The role Personal Banker-Sales is responsible for portfolio management by acquisition of new customers and enhancement of the relationship by cross-selling products and services as per the profile & need of the customers following the bank policies and processes. Acquiring family accounts, deepening the banking relationship and retention of customers would be some of the key job responsibilities. Successful candidates would achieve this by being the dedicated point of contact for these customers, ensuring top class customer service and following the operational guidelines of the Bank.

Registration Process

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Program Features

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An 8-month paid Internship+OJT at any of the HDFC Branch locations within the country to further strengthen your grounding in banking products, processes, compliance framework and day-to-day banking operations

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Job Opportunity as a Personal Banker at the grade of Deputy Manager with HDFC Bank on successful completion of the course

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A Post Graduate Diploma in Sales & Relationship Banking

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Eligibility Criteria    

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Candidates should be from full time graduation programs recognised by the UGC or equivalent qualification recognized by Central Government. Candidates should not have any breaks in their graduation degree or schooling.
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Anyone between the age group of 21-28 years.

* Once you have registered for the Future Bankers Program, you cannot register again for 6 months

Program Fees

₹2,57,000 (Inc. Taxes)
  • Self Fund - Payment in two installments during the program
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Why Join?

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Here’s how you can build your career in banking with us!

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How is Future Bankers 2.0
program different?

The placement opportunity of the programme gives young minds an opportunity of accelerated growth and seamless transition into the workforce.

The programme has been structured to specifically create a pool of first level bankers. It equips aspirants with the skill sets and the knowledge required to step into the real world with utmost confidence.

This is a great opportunity for individuals to become a part of HDFC Bank, one of India’s foremost brands reputed for its rich legacy of innovation, transparency and honesty.

The programme concentrates heavily on the more practical aspects of learning making it more professional than other programs in the same category.

Course fee reimbursement within 2-3 years (Basis Performance)

At ₹2.57 lacs (incl. taxes) which includes boarding charges for the first 4 months of on-campus training, the programme is immense value for money as compared to other professional courses in the same category.

Sales as a Career    

“Sales is contingent upon the attitude of the salesman, not the attitude of the prospect.”
-William Clement Stone


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Myth 1 Sales = Rejections

True, rejection is a part of Sales, but what aspect of life comes without rejection? If you sell well, you can do almost anything - irrespective of how the economy is doing. That’s the reason sales professionals are always in demand.

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Myth 2 Sales is not suitable for women

Research shows that women’s win rates in sales are 11% higher than men’s (on an average). Studies also suggest that women close deals at a higher rate than men. HDFC Bank particularly promotes a culture of inclusion, so who said sales is not for women?!

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Myth 3 Pressure, Pressure, Pressure!

Every job has its own targets and pressures. Sales is no exception, however, careful planning and goal-setting will ensure impeccable results.

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Myth 4 Selling requires Extroverts

More often than not, introverts close more sales than extroverts because introverts are better listeners. Always remember: Master sales professionals are master listeners.

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About Manipal Academy of BFSI

Manipal Academy of BFSI is India’s leading learning solution provider for the BFSI sector. Started under the leadership of Dr.Ramdas Pai (Chancellor of Manipal Academy of Higher Education & Chairman Emeritus, Manipal Global Education Services) the Academy has partnered with over 50 leading banks, insurance and non-banking financial organizations and has trained over 2,00,000 professionals in the industry. With the latest technology and co-created curriculum based on the expected outcome, we create an immersive learning experience. With the help of our course, aspiring bankers can now easily align their competencies with the industry requirements.

About HDFC Bank

HDFC Bank is headquartered in Mumbai. : As of March 31, 2024, the Bank’s distribution network was at 8,738 branches across 4,065 cities / towns. Customers across India are serviced through multiple delivery channels such as Phone Banking, Net Banking, Mobile Banking, and SMS based banking. Being a clearing / settlement bank to various leading stock exchanges, the Bank has branches in centres where the NSE / BSE have a strong and active member base.

FAQs    


The upcoming batch of Future Bankers Program (Classroom Training + on the job Internship) ("Program") is expected to start in the coming month.

  • The Program has a blended curriculum comprising of classroom inputs, sessions, e-learning and On-the-Job Internship.
  • The course structure includes sessions on core banking, specialized areas in banking, sales, general management, etiquette, grooming, personal presentation and language.
  • The classroom sessions will be conducted at the Manipal Education campus at Bangalore and the Internship + OJT (08 months) will take place at any of the HDFC Bank branches in India.
  • The students are paid out-of-pocket expenses every month for the 04-month duration of the Classroom Program and a stipend during the 08 months’ Internship and OJT period.
  • On successful completion of the Program, the students will be provided employment opportunity with HDFC Bank.
  • HDFC Bank provides easy financing of the program fees to all students who are selected for the Program.

The duration of the program is 12 months comprising of 04 months full time residential classroom training, 02 months of internship and 06 months of OJT at any of the HDFC Bank Branches located anywhere in India.

Qualification: Graduation degree in any discipline from a recognized University or any equivalent qualification recognized by Central Government.

Age: Anyone between the age group of 21-28 years.

Those who successfully complete this one-year -intensive Program will be awarded a Post Graduate Diploma in Sales & Relationship Banking by Manipal Academy of Higher Education (MAHE), a Deemed to be University under Section 3 of UGC Act, 1956 and an Institution of Eminence.

The Program is fully residential only for the first 4-months. Hostel accommodation is provided to all students by Manipal Global Education Services.

Regular academic lectures will be supplemented by lectures by experts from the Industry and interaction with leaders from HDFC Bank on a periodic basis. Library services will include access to various study material prepared for the Program. On successful completion of the 04-month classroom session, HDFC Bank also provides a 2-month Internship and 06-month On-the-job Internship program which will provide the student with real time exposure to the working of a Bank.

The Program will be conducted on the Manipal Education campus in Bangalore. The first 04-months of the program is of a fully residential On-campus format. In the next 8 months, students will undertake 02 months Internship and 06 months OJT and will be based at any of the HDFC Bank Branches across the country. Internship placements are at the sole discretion of the bank.

The regular class timing will be from 9.00 a.m. to 6.00 p.m. There will also be special guest lectures and assignments outside these timings as well.

Leave would be given only with the specific permission of the Head of Program at Manipal Education campus and Program Coordinator or HDFC Bank HR. The same has to be in accordance to the leave guidelines laid down.

The certificate will be issued on the successful completion of the Program which means that the candidate needs to:

  • Attend and pass each course of study as prescribed in the curriculum to earn the requisite number of credits required for the Program.
  • Satisfactorily fulfil other academic requirements as specified in the curriculum. These will include practical training, work visits, seminars, project submissions etc.
  • Successfully complete the 08 months of Internship + OJT with the bank.

HDFC Bank will not be in a position to provide a job to candidates who do not complete the Program.

In this case, the Provisional Letter of Appointment given at the start of the Program will stand withdrawn without any recourse to the candidate. Also Fees paid for the course or any other expenses incurred with regards to the Program, will not be refunded. HDFC Bank or Manipal Education campus will not be liable to provide employment to unsuccessful candidates.

  • Registration
  • Assessment Fee
  • Online Aptitude Test

HDFC Bank reserves the right to modify requirements without prior intimation. Once you have registered for the Future Bankers Program, you cannot register again for 6 months.

All the applicants selected will be given a Provisional Letter of Appointment at the time of joining the course at Manipal Education campus in Bangalore. A job opportunity will be offered on the successful completion of the program. (04 months Classroom & 08 months Internship + OJT).

Candidates may be placed in any of the HDFC Bank branches across the country depending on the requirements that may arise from time to time. Placement is solely at the discretion of the HDFC Bank.

HDFC Bank provides the option of Education Loan for the Future Bankers Program. Alternatively, the candidate may avail an Education Loan from any other Financial Institution of their choosing. For any loan-related query please write to future.bankers@hdfcbank.com.

Upon selection, applicants will be given the option to self-fund the Program or avail of a student’s loan from HDFC Bank. A Loan Helpdesk will be available to guide applicants through the process of completing loan formalities. For loan related queries, please write to future.bankers@hdfcbank.com.

Yes, the applicant has the option of self-funding the Program. In which case, the entire programm fee plus applicable taxes will have to be deposited with Manipal Academy before joining the Program at the Manipal Education campus in Bangalore. The procedure for doing so will be explained in greater detail in the Provisional Offer Letter issued to the applicant. For loan related queries, please write to future.bankers@hdfcbank.com It is not mandatory to avail the Education Loan from HDFC Bank only.